A large number of the household-name, nationally operating insurers and brokers don’t even offer cover in Ulster. Those that do almost invariably increase their rates dramatically, because of a perceived greater risk. As a result of a lack of effective competition, local brokers and insurance companies in Northern Ireland have not felt any pressure to reduce their prices.
We thought it was time to change that…
Cheaper Bike Insurance in Northern Ireland
At Bikesure, we’ve taken a look at the statistics, and have adjusted our rates to address these issues – indeed we’ve written some entirely new schemes tailor-made for Northern Ireland residents. And we have confidence that our prices are very competitive throughout Ulster.
The insurance industry within Northern Ireland has always been very different from that in the rest of the United Kingdom. Having a relatively open land border with the Republic, insurers were worried by the possibilities of complex cross-border claims. They also lacked the network of assessors, body shops and parts suppliers to enable them to effectively service claims.
Nowadays, these issues are largely a thing of the past, as closer EU ties have meant that claims jurisdiction is no longer a significant issue, and the much improved distribution and transport networks, along with the huge advances in communications have made Northern Ireland much more accessible. As a result, there can be no excuses for hugely inflated insurance prices in Ulster when compared with the rest of the UK, and that’s why we were stunned when we looked at the figures to find that that residents of Northern Ireland were still paying very high motorcycle insurance premiums.
And so, working with several well-known insurers, we have developed a wide range of schemes which are available to Northern Ireland residents. We think you’ll be pleasantly surprised, and not just with the price.
That’s because our bike insurance policies are designed with the needs of the biker foremost in mind, and with features designed to help you make the most of your motorbike.
Motorbike Insurance Benefits for Northern Ireland residents
- Cover available throughout Northern Ireland
- Specialist classic bike policies in BT postcodes
- Optional cover to ride in Republic of Ireland
- Multibike policies. Cover all your bikes on one policy
- Comprehensive cover to ride friend’s bikes on many comprehensive policies
- Agreed value option for classic, custom and modified motorbikes
- Great rates for riders with zero no claims bonus
- Riders with motoring convictions covered
- Riders with criminal convictions covered
- All motorbike modifications and customisations covered
- Easy payment options including direct debit – even for 16 year olds (subject to guarantor)
- Full range of comprehensive motorbike insurance TPFT motorbike insurance and TPO motorbike insurance available
- Up to 180 days’ European travel included
- Legal cover up to £100,000 included free of charge
There are a wide range of discounts available to residents of BT postcodes, but to ensure you get our best rate, you should call, as many discounts are only available over the telephone.
- Owners club discounts
- Limited mileage discounts
- Security discounts
- Garaged vehicle discounts
- Ownership discounts
- Multi bike insurance discounts
Remember, our best rates are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.