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Multi Bike Insurance

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If you own more than one motorcycle, we can get you a multi-bike insurance quote for a single low price. As a specialist 5 star Defaqto insurance broker, we can tailor your multi-bike insurance around the bikes you own, whether you’re a scooter aficionado, a superbike lover or a collector of classic bikes.

What is multi-bike insurance? 

Multi-bike insurance is a simple, effective way to ensure all of your bikes are covered on one policy, no matter the engine size or model. This means all your bikes, from scooters to superbikes, are insured at a competitive price, but you can choose which level of cover you want for each bike. Having just one premium is the most cost-effective way of saving money and ensures you only need to remember one renewal date.     

This is particularly handy for riders who use one bike to commute to work and a different model for leisure activities at the weekend, or for those who have been riding for many years and built a collection. 

Why choose Bikesure for multi-bike insurance? 

When it comes to getting insurance for multiple bikes, many firms offer separate quotes, taking no account of the fact that only one bike can be ridden at a time, or that enthusiasts generally take better care of their bikes. 

At Bikesure, we’re different. We have access to an array of specialist motorbike insurance schemes and can build on our in-depth knowledge of all types of motorbikes to offer you a multi-bike insurance policy with a single low premium covering all of your bikes, saving you time and money. The cover can also be tailored to each individual motorcycle on the policy to more accurately reflect how you use them. 

What does multi-bike insurance include? 

Our tailored cover can include a number of different features depending on your needs. Just some of the benefits include:

  • Genuine multi-bike policies: cover all your bikes for one low premium, whether that’s two bikes, five, twenty, or more 
  • Agreed value option for classic, custom and modified motorbikes 
  • Great rates for riders with zero no claims bonus 
  • Riders with motoring convictions covered 
  • Riders with criminal convictions covered 
  • All motorbike modifications and customisations covered 
  • Easy payment options including direct debit 
  • Full range of comprehensive & TPFT multi-bike insurance available 
  • Add, remove and swap bikes at any time 
  • Mix and match classic and modern bikes and still earn no claims bonus

Will each bike have the same level of cover? 

Although many insurance providers for multi-bike policies have a cap of four bikes on one policy, at Bikesure we tailor your insurance to your needs, meaning we can insure a whole fleet of motorcycles on the same policy if necessary! 

You can also choose the level of cover you need on each bike. Whether you require fully comprehensive cover on two mopeds and third-party cover on the rest, just let us know and we’d be happy to help. 

Can I insure a classic motorcycle on multi-bike insurance? 

Simply put, yes. Plus, as specialists in classic motorcycle insurance, we understand you might not use your classic motorcycle as frequently as your daily ride, so we’ll often be able to get you a great deal for your multi-bike policy. 

We also have optional agreed-value insurance for classic, modified and custom motorcycles, even when they’re on the same policy as more standard models. An agreed value policy helps ensure you get fairer compensation in the event your bike is written off.

Can I get tailored multi-motorcycle insurance? 

When you take out multi-bike insurance from Bikesure, you can be sure it will match your needs.  

We offer bespoke multi-bike motorbike insurance, allowing you to choose from a range of optional extras. Each policy comes with £100,000 of free legal cover included, but we also offer optional extras such as personal injury cover, comprehensive breakdown cover and protective clothing and helmet insurance. 

As a specialist motorcycle insurance broker, Bikesure can provide a range of optional extras to help personalise your policy.    

Can I add additional riders to my multi-bike insurance policy?  

Multi-bike policies are different from multi-car insurance policies as usually you can only have one motorcycle on the road at any one time. Some insurers will allow you to add a named rider to your multi-bike policy, but this in turn may increase the cost of your premium.   

Is multi-bike insurance expensive? 

Insuring multiple motorbikes under one policy often works out cheaper than insuring each motorcycle on separate policies. We offer discounts if you insure multiple bikes with us. 

Read our blog to discover 14 ways to save money on the cost of your motorcycle insurance.   

How is multi-bike motorcycle insurance calculated?  

Multi-bike insurance is usually calculated from the premiums of the lead bike on your policy. This is usually the riskiest or most expensive bike on your policy. The lead bike sets the base price of your policy, while the other bikes are added at an additional cost. 

How much would it cost to add a third bike to multi-bike insurance? 

This depends on a number of factors, including the type of motorbike you’ve chosen and your history as a rider. For the most part, this will be fairly similar to the costs involved with insuring the bike separately, except you’ll be eligible for multi-bike discounts too! 

Our cheapest multi-bike motorcycle insurance rates are only available on the telephone, so make sure you call us on 0330 123 1028 before you buy a policy. Don’t forget to visit our frequently asked questions page (FAQ).

Can I get affordable cover without a no-claims bonus? 

And If you have zero no-claims bonus, don’t despair. Whatever the reason for your lack of discount, you can get a quote from us, and we can also offer convicted rider insurance for riders with motoring convictions or criminal convictions.  

How can I get more affordable multi-bike motorcycle insurance? 

You can save even more money with our great range of discounts, including: 

  • Owners club discounts 
  • Limited mileage discounts 
  • Security discounts 
  • Keeping your motorcycle collection in a garage 
  • Ownership discounts   

What are the benefits of a multi-bike policy? 

There are many benefits to multi-bike insurance. The main ones are having all your bikes covered on one policy and the amount of money this saves.

Other benefits include: 

  • Knowing your no-claims discount is applied to a single policy, rather than multiple. 
  • Changing details on the policy (such as your address) will only require one fee, rather than individual costs for multiple policies.  

Find the best insurance plan for all of your motorcycles 

At Bikesure, we have access to a wide variety of specialist motorbike insurance schemes to help you find the right motorcycle insurance policy to suit you, whether you have one bike, or a collection built over decades.   

For a swift no obligation quote call 0330 123 1028 or arrange a callback at a time that’s convenient for you.

Related policies 

Related Links

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Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.


The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.


If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Multi-bike policies that meet your needs

Who says I’m too young to have more than one bike?

“I’d had four motorbikes since I started riding at the age of 17, but because I’m still only 21 I couldn’t get anyone to give me a multi-bike insurance policy.

Bikesure looked beyond my age and were able to halve my insurance costs by putting all the bikes on one policy.”

Sample Quotes

Honda VFR750F Honda XR250R

Tony is 66 and a massive Honda fan, he currently has a 1999 Honda XR250R, worth £1,200 and a 1990 VFR750F, worth £2,000. He rides entirely for pleasure and lives in Hereford (HR2) and covers around 1,500 miles a year on each bike. He has built up 14 years no claims bonus.

Tony’s price is just £151.80 for fully comprehensive cover on both machines.

Aprilia RSV Mille Tuono Kawasaki ZR1100 Zephyr

Glen is 47 and from Hull (HU11) and an aficionado of naked superbikes, he loves the retro styling and air-cooled appeal of his 1992 Kawasaki Zephyr ZR1100, but he also adores the V-Twin power of his 2003 Aprilia RSV Mille Tuono. The bikes are currently worth around £1,800 and £3,000 respectively. Glen will be riding less than 2,000 miles on each bike this year for social, domestic and pleasure purposes and has 2 years’ no claims discount.

His rate is £184.65 for fully comprehensive SD&P cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.