Get our best possible rates by calling us on 0800 369 8580

Existing customers call Customer Service on 0344 381 6503

Expired NCB Insurance for Your Bike

Existing customers please call

Taken a break from riding, only to find your no claims bonus has expired? This can increase your insurance premiums quite significantly. We offer expired NCB insurance for motorcycles, scooters or mopeds, meaning we can still recognise your no claims even if it’s over two years old.

Affordable NCB expiry motorcycle insurance

If you’ve been riding for a few years without making a claim, chances are you’ve built up quite a significant no claims bonus. This helps reduce your insurance premiums at renewal, so it can be devastating when your NCB expires as it essentially takes you back to square one.

At Bikesure, we know that there are many reasons you might have lost your NCB, such as going out of the country, using your friend’s bike or being put on your company’s insurance policy. Having been in the industry for decades, we know that none of these reasons make you a poor rider and therefore accept expired NCB.

Why choose Bikesure for expired NCB insurance?

We’re a group of motorcycle enthusiasts ourselves, so we’re aware of the varying needs of motorcyclists. That’s why we offer policies that can be tailored to you, whether you require EU cover, insurance for multiple bikes, or laid-up cover.

We’re also one of very few insurance brokers that accepts an out of date NCB, so give us a call if this applies to you. We also recognise no claims you’ve built on other types of vehicles.

FAQs

How can I save more on my motorcycle insurance?

There are a number of other ways you can save money on your motorcycle, scooter or moped insurance. This includes:

  • Taking out a limited mileage policy
  • Joining a bike club or group
  • Improving your bike security

For more money-saving tips, read our blog on ‘How to save money on motorbike insurance.’

What does motorcycle NCB mean?

A motorcycle no claims bonus – also known as NCB or a no claims discount – is a reward for safe riding. Essentially, for every year you ride without having to make an insurance claim, you build up your NCB. This will reduce the amount you’ll have to pay on your insurance. In some cases, it can reduce your premiums by up to 70%.

How does my no claims bonus work?

If your policy offers a no claims bonus, you’ll start building it up as soon as you start riding. Once you’ve been riding for a year without making a bike insurance claim, you’ll be rewarded with a no claims discount. This effectively helps reduce your insurance premiums. Your discount increases for every year of claims-free riding.

Can I use car NCB on a motorbike?

Whilst you cannot use car NCB on a motorcycle policy, you may still be able to get a discount for having it. We understand that any time spent on the road will help improve your safety as a motorcyclist.

How long does bike no claims bonus last?

Most no claims discounts will last for two years before they expire.

Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

How much does motorcycle insurance cost?

Bikesure recognised my safe riding history.

Riding thousands of miles a year means it can be nigh on impossible to find a quote, but Bikesure were able to offer me the cover I needed at a price that rewarded my experience and safe riding.

Sample Quotes

2013 Honda CBF 125

Georgia is 28 and lives in Carlisle, Cumbria. She recently passed the compulsory basic training (CBT) course so can ride motorcycles up to 125cc with a power output of up to 11kW. Along with her newly acquired provisional licence, Georgia has chosen the 2013 Honda CBF 125 as her daily bike. As she’s just started riding, she hasn’t built up a no claims bonus.

The cost of Georgia’s motorcycle insurance is just £172.76 for a fully comprehensive policy.

Kawasaki Z900

Robin is 56 and lives in Pontefract, West Yorkshire. Robin has been riding for a few years and has built up a four-year no claims bonus. He is currently riding a naked bike, the Kawasaki Z900, and has taken out fully comprehensive cover. He enjoys meeting with other bikers and heading out to the Yorkshire Dales to take in the scenery and enjoy the thrill of the ride over the weekend.

The cost of Robin’s motorcycle insurance is just £155.59 for a fully comprehensive policy.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.