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Convicted Rider Insurance

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Motorcyclists with motoring or criminal convictions can often receive a distinctly ‘second class’ service from many insurance companies – so much so, in fact, that many riders with a speeding fine or two under their belt just resign themselves to paying through the nose for their motorcycle insurance, as their renewal premiums rise dramatically. Bikesure’s Defaqto 5 Star rated comprehensive level of convicted riders cover can stop you paying more than you need to.

But it doesn’t have to be this way. Bikesure understand that riders with convictions are not really very different from most riders without convictions. And for those riders with points accumulating on their licenses, they are more likely to be more careful in future in order to avoid a ban.

Cheaper Motorcycle Insurance with Convictions

Whether you have motoring or criminal convictions, it’s important to choose a company that sees you as an individual, rather than a statistic. By understanding the circumstances of a conviction, we can often offer you a cheaper rate, because we don’t have to assume the worst.

For example, we know that riders with a drink driving conviction usually learn from their experience, and the vast majority never re-offend, so our rates can reflect this fact, rather than punishing you out of proportion to the risk.

The plethora of speed cameras, CCTV and new regulations means that it is easier than ever to pick up a motoring conviction, even for a momentary lapse in concentration. Years ago, if someone was caught speeding and taken to court, then chances were, they sped most of the time, but with fixed penalties, Gatso cameras on so many of our roads, not to mention powerful bikes capable of rapid acceleration, these assumptions no longer hold true – and even accidentally straying above the limit for a few seconds can land you with an SP30 and three points before you can blink.

Even so, many insurance companies continue to apply hefty premiums to anyone with any kind of conviction, regardless of these changes, or of the individual merits of the risk. In truth, many companies simply lack the experience and know-how to determine a fair price in these cases. That’s why, if you need convicted rider insurance, it pays to speak to a specialist broker like Bikesure.

Convicted Rider Insurance Features

All of our motorcycle insurance policies are designed around you, and this means that you can choose from a variety of useful policy options. Every one of our policies comes with £100,000 of legal expenses protection included, free of charge, but you can also choose to add personal injury cover, comprehensive homestart breakdown insurance and helmet and leathers insurance.

Convicted Rider Motorbike Insurance Features

  • Agreed value option (where applicable)
  • Riders with any motoring convictions can be covered
  • Riders with criminal convictions can be covered
  • Riders with drink driving convictions can be covered
  • Previously banned riders can be covered
  • All modifications and customisations covered including turbochargers, NOx and other performance enhancing mods
  • Easy payment options including direct debit options
  • Full range of comprehensive, TPFT and TPO motorcycle insurance for convicted riders is available
  • Legal cover up to £100,000 included free of charge

Insurance savings for convicted riders

Due to the nature of the products available, riders with a history of motoring or criminal convictions should always call for the best rates.

Save money with:

  • Owners club discounts
  • Limited mileage discounts
  • Security discounts
  • Garaged motorcycle discounts
  • Experienced rider discounts
  • Multi bike insurance discounts

If you have criminal or motoring convictions, or have been previously banned from riding, the personal approach can make all the difference. By taking your personal circumstances into account, we can offer rates that better reflect the risk, rather than having to assume the worst. For this reason, our best rates for convicted bikers are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.

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Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.


The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.


If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Helping Convicted Riders get Cover

Bikesure didn’t hold my past mistakes against me

“I’d been struggling to get any cover for my bike because of a lengthy prison sentence I served for crimes I committed when I was young.

But I’m much older now and Bikesure took into account the length of time since the conviction and the rehabilitation work I’ve undertaken.”

Sample Quotes

Honda CBF 600

Gary is 43 and from the Great Yarmouth area (NR31). He received a fine and community service order three years ago for a crime he committed, which has caused him some problems with getting insurance. He has just bought a 2003 model Honda CBF600 for £1,200, and wishes to use it to commute to work. He has a full category A licence, held for more than 20 years.

Gary’s rate is just £263.91 for fully comprehensive cover, or only £192.39 for third party, fire and theft cover.

Yamaha YBR 125

Kieran is 31 and from Llandudno (LL30). As a result of crimes committed several years ago, he served two years in prison. He has now picked himself up, and has bought a Yamaha YBR 125 to help him get to and from his job. The bike is only worth £900, but Kieran is new to biking having passed his CBT in March 2013. He currently holds a provisional licence and does not have any no claims bonus to use.

Kieran’s rate is just £336.86 for TPF&T cover, or a mere £271.62 for third party only.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.